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windows default iconDebt Reduction Calculator Publisher's description

Debt Reduction Calculator is an application which is used for determining the optimized payment strategy for financing purchases or reducing credit card and other debt.

Debt Reduction Calculator is an application which is used for determining the optimized payment strategy for financing purchases or reducing credit card and other debt. The program provides a quick and easy means for viewing different payment scenarios.

When multiple debt payments are involved, with different interest rates and minimums, a few changes may make a dramatic effect. Debt Reduction Calculator can determine the optimized payment strategy, which will reduce debt quicker and save money.

Do you pay more than the minimum on more than one credit card ? This is a common mistake, and it can cost you SIGNIFICANT time and money. Whenever there is extra money for debt payments, make sure the highest interest rate debt gets 100% of that extra money, and everything else uses the minimum payment only. But one of your credit cards is low, and you really really want it paid off, so you can reduce the number of payments each month. The wrong strategy could be expensive. With Debt Reduction Calculator, you can see the difference.

Thinking of making extra principal payments for a car loan or home mortgage ? With Debt Reduction Calculator, you can easily see the effect those extra payments can make, and that could save you thousands of dollars.

In the market for a car or home ? You can run many different interest rate and payment scenarios before making your purchase, so that you can optimize the loan for your situation. See the effect of 1% lower interest on a potential mortgage. Know your plan before meeting with the loan officer.

Or maybe you are wondering what size loan you should take out ? You can use research mode for determining the loan size which fits your budget. Just enter the amount you can pay each month, the loan length, and the interest rate. The program will tell you the maximum loan size.

See examples of the dramatic differences, and why you need the optimized payment strategy that saves you money....

Features:

# lightning quick startup
# very small memory usage
# standard, expert, research modes
# optimized debt payment scenarios
# log of outstanding debt per period
# loan size from payment data


What's New in This Release:

Enhancements:
В· added PREFERENCES dialog
В· added [Clear] data feature
В· added [Help] files
В· added product icon

Changes:
В· separated selections into permanent and session preferences
В· changed preferences from per-machine to per-user data
В· changed [Upgrades] depending on FREE or FULL version
В· made minor cosmetic changes

Fixes:
В· moved write permission data to AppData location

System - (transparent to user):
В· improved re-use of resources
В· improved re-use of processing
В· improved consistency of processing
В· improved consolidation
В· improved and added error checks

Installation:
В· made minor installation improvements

System Requirements:

No special requirements.
Program Release Status: Major Update
Program Install Support: Install and Uninstall

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